#lending

Two people talking at a table. Image by Edwin Remsberg

Image of people at a workshop by Edwin Remsberg.jpg

Harvesting crops with combine by Edwin Remsberg.jpg

Crop being hand harvested by Edwin Remsberg.jpg

Image of two people talking in front of a hoop house by Edwin Remsberg.jpg

Please sign up to receive email updates of new content (your email will be kept private and not sold). If you do sign up, you will get an email to confirm your email address that may end up in your junk mail folder. Email updates will not start till you confirm your email.

If you have issues or thoughts on topics that should address, click here to send them.

Note: This website is intended to provide general information about legal issues, crop insurance, farm policy, and other risk management issues and should not be construed as providing legal advice. It should not be cited or relied upon as legal authority. For advice about how the issues discussed here might apply to your individual situation, you should consult an attorney.

Welcome to the Maryland Risk Management Education Blog, provided by the University of Maryland Department of Agricultural and Resource Economics and features the work of the Maryland Crop Insurance Education program and the University of Maryland - MPowering the State's Agriculture Law Education Initiative, a University of Maryland Extension Signature Program. This blog provides readers with information on risk management issues important to Maryland agriculture, upcoming events, and new materials that may interest readers.

Plan to Attend the Business & Legal Considerations for Your Farm Workshop on March 23rd

Nicole Cook

Mar 12, 2019
3 min

Plan to Attend the Business & Legal Considerations for Your Farm Workshop on March 23rd

By Nicole Cook This article is not a substitute for legal advice. See here for the site’s reposting policy. A workshop for farmers with business and/or legal concerns is scheduled for Saturday, March 23rd, at 5301 Marlboro Race Track Road in Upper Marlboro, Maryland, from 8 a.m. – 1:30 p.m. The primary goal of the event is to equip farmers with the understanding of business and legal principles associated with managing a farm operation. Farm lending, labor and business ris

1 view0 comments

Admin

May 5, 2017
4 min

Weekly Roundup May 5th

By Sarah Fielder Climate Corp Deal With Deere Off This week, Climate Corp. announced that it was terminating a deal to sell Precision Planting, LLC to John Deere. The deal first announced in Nov. of 2015 but had been delayed by the Justice Department. Climate Corp. still plans to sell Precision Planting. To read Deere’s statement about the termination of the sale, click here http://bit.ly/2oThnaU. Profile of Duarte Nursery Litigation For those that have followed the Duart

2 views0 comments

What Maryland Farmers Need To Know About Security Interests

Sarah Everhart

Dec 2, 2015
3 min

What Maryland Farmers Need To Know About Security Interests

By Sarah Everhart This is Part II in a two part series on what Maryland Farmers need to know about security interests. Part I was posted on November 24th. Priority of Security Interests What happens if there is more than one perfected security interest in the same collateral? Perfected security interests, including agricultural liens, rank according to priority in time of filing.[i] Although some states have adopted laws giving agricultural liens priority over other types of

2 views0 comments

Admin

Nov 24, 2015
4 min

What Maryland Farmers Need To Know About Security Interests

This is Part I in a two part series on what Maryland Farmers need to know about security interests. Part II will be posted on December 2nd. What is a Security Interest? When a farmer enters into a credit transaction, for example the purchase of a piece of farm equipment, and secures the transaction by granting the lender a right in the farmer’s crops or livestock a security interest is created. A security interest is defined as the limited right in specific property or coll

18 views0 comments

Sarah Everhart

Jun 23, 2015
3 min

Legal Lending Terminology

By Sarah Everhart Unfortunately the terminology used in lending transactions, especially those associated with the purchase of property, can be confusing and make the process stressful. The following are some common terms that you might come across in a lending document and the associated meanings. (For a comprehensive overview of lender requirements for beginning farmer loan programs check out this publication-http://extension.umd.edu/learn/pubs/review-lender-requirements-be

2 views0 comments